Orientation
Find the ground truth.
- AI readiness and maturity assessment
- Use-case discovery and value ranking
- Data estate and control-gap review
- Board-ready roadmap in 30 days
Guardians of the Financial System LLC
AI strategy for institutions that cannot afford to guess
Progressive management consulting built on agentic AI, data analytics, regulatory fluency and two decades of internal audit leadership inside the world's largest banks — with a commitment to social and environmental responsibility in every AI system we design.
Book an introductory call- 20+
- Years in large-bank internal audit
- 4
- Levels of engagement, entry to guardianship
- 3
- Lines of defense supported end to end
What we do
Four disciplines, one practice
Agentic AI Strategy
Design and deploy agent workflows that carry real operational load — evidence gathering, control testing, exception triage — with guardrails supervisors trust.
Explore this service →Data Analytics
Turn scattered bank data into continuous, testable insight: full-population analysis, anomaly detection and reporting your regulators can follow.
Explore this service →Regulatory Expertise
Translate SR 11-7, model risk, third-party and emerging AI rules into controls and documentation that survive examination.
Explore this service →Internal Audit Depth
Twenty-plus years inside large-bank internal audit — risk assessments, issue validation and independent challenge, now accelerated by AI.
Explore this service →Levels of expertise
Engage at the depth you need
Each level stands alone or builds on the last — from a first honest assessment to permanent guardianship of your AI estate.
Activation
Prove it where it counts.
- Pilot design for audit, risk and compliance
- Analytics models with documented lineage
- Model risk and validation scaffolding
- Human-in-the-loop operating procedures
Agentic Scale
Let the system work for you.
- Multi-agent workflows for continuous monitoring
- Automated testing of key controls
- Guardrails, logging and escalation design
- Change management and staff upskilling
Guardianship
Stay defensible, forever.
- Ongoing AI governance and oversight
- Regulatory exam and audit support
- Independent challenge of AI programs
- Executive and board advisory retainer
Consulting scope
Management consulting, development and integrated participation
- Internal Audit Functions
- Regulatory and Policy Compliance
- Risk Management
- 1st Line Integrated Control Functions
- Operational Management
- Internal Finance and Compliance
- Growth Strategy
- AI Implementation in Business
- Governance and Oversight, Policy and Standards
Specific product expertise
AML & Sanctions ScreeningFraud Risk ManagementPayments: wires, instant rails, ACH, checksCredit: fund financing, capital & NAV callsSyndications & structured lendingLetters of credit & guaranteesCrypto custody and lending strategyTreasury management & ALMAsset & wealth management, trusts and estatesEquities and debt trading & origination (CLOs)Investment funds, mutual funds and ETFsBank deposits & cash managementMergers and acquisitionsBlockchainRisk models: liquidity, credit, stress testingCommunity Reinvestment Act
Mission, purpose and values
Independence, integrity, innovation
Our Mission
Partner with our clients to create value, develop, grow and strengthen compliance and management strategies that inspire trust, fortitude and strong operating business and healthy financial regulatory environments.
Our Purpose
Provide independent management consulting services built on the highest financial industry standards that prepare and uphold an institution's name, excellence and integrity for all stakeholders — clients, regulators, investors, employees and communities.
Our Values
Quality and strength for our clients, grounded in integrity and independence. Innovation, creativity and care for people and the environment. Large-institution excellence adapted to clients of any size.
Who we serve
Key industries
- Large, medium and small financial institutions
- Asset, investment management and trust administrators
- Funds management and brokerage firms
- Other medium and small business start-ups
No services are offered to insurance companies or insurance services divisions affiliated with our clients.
Geographical reach
Our target client base spans global, regional, international, state and local businesses — supported remotely or on site, from New York.
“Successful brands develop and evolve with their audience, not despite them.”
Why guardians
Small, loyal, and impossible to slip past
Our trademark is two Yorkies — the smallest dogs in the room and the first to bark. That is the posture we bring to financial institutions: watchful, unintimidated, and fiercely on your side.
The practice is led by an internal audit executive with more than twenty years across large, highly regulated banks — risk assessments, regulatory remediation, model oversight and board reporting. Today that judgment is paired with agentic AI and modern analytics so control work runs continuously instead of once a year.
We build programs your examiners can follow, your auditors can test, and your people can actually run.
Leadership
Gabriela Miller, CFIRS — Founder & Chief Executive Officer
A financial industry leader across internal audit, commercial and investment banking, investment management, treasury, AML and financial crimes, model risk, data analytics and AI integration — with senior roles at TD Bank, Intesa Sanpaolo, Cross River Bank, JPMorgan Chase, Morgan Stanley, State Street and Northern Trust. Author, marathoner, and Associate Resident Member of the Explorers Club supporting climate action in finance.
Audit leadership
Head of Internal Audit and director-level roles covering financial crimes, credit, liquidity, operations and compliance — including successful closure of an NYDFS AML consent order.
Analytics & AI
Built and led a global data analytics and continuous auditing program in a corporate and investment bank, including predictive auditing machine learning and reusable analytics catalogs.
Credentials
Harvard Data Science Initiative AI Strategist and Builder; MIT AI/ML Implementation in Business; BBA in Accounting, Loyola University Chicago; Certified Fiduciary and Investment Risk Specialist (CFIRS).
Contact
Let's talk about your AI mandate
Tell us where you are — exploring, piloting, or already scaling — and we'll come back with a candid view of the next step.
guardiansofthefinancialsystem@gmail.com